Personal Finance & Money Management for South Africans

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About Course

This is a live online cohort course. You will attend scheduled live classes with an instructor, complete practical assignments, and receive a certificate of completion after meeting the course requirements.

Classes are live and are not recorded unless expressly stated otherwise. Please make sure you can attend the scheduled sessions before enrolling.

Most South Africans are never taught how to manage money. Whether you earn R8,000 or R80,000 a month, the principles of financial success are the same: spend less than you earn, eliminate expensive debt, build an emergency fund, and invest for the future. This 2-week live cohort teaches you all of this with South African-specific examples – covering budgeting tools, bank accounts, loans, insurance, SARS tax on investments, and retirement planning.

This is a live cohort course

  • Format: Live Google Meet classes with an instructor
  • Duration: 2 weeks live classes (6 Oct – 17 Oct 2026) plus 1 week for the Final Project (due 24 October 2026)
  • Live Classes: 6 (3 per week – Tue, Fri, Sat)
  • Sessions: Early Morning 07:00–09:00 or Late Evening 20:30–22:30 SAST
  • Assignments: Weekly practical money management tasks plus final personal financial plan
  • Certificate: Non-accredited certificate of completion
  • Recordings: No recordings unless stated
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What Will You Learn?

  • Create a personal budget using South African income and expense categories
  • Build a debt repayment strategy using the avalanche and snowball methods
  • Establish an emergency fund appropriate to South African cost of living
  • Understand different savings and investment products available in South Africa
  • Navigate basic SARS tax obligations for individuals (PAYE, provisional tax, tax rebates)
  • Set realistic short-term, medium-term and long-term financial goals

Course Content

Orientation
Welcome to the live cohort. Learn how live classes work, assignments, and certificate rules.

  • Welcome to Personal Finance & Money Management for South Africans
  • How Live Google Meet Classes Work on EduMzansi
  • Assignment and Certificate Rules
  • Preparing Your Personal Finance Toolkit

Week 1: Budgeting, Debt & Emergency Savings
Master budgeting, tackle debt strategically, and build your emergency fund.

Week 2: Investments, Tax, Insurance & Financial Planning
Understand South African investment products, tax rebates, insurance basics, and build your 5-year financial plan.

Final Project & Certificate
Submit your complete personal financial plan and qualify for your certificate.

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